Eligibility Criteria for Loan

Applicants must meet the following requirements to be eligible for the loan:

• Should fulfil KYC documents requirements
• Age should be between 18 to 58 years
• Should not have an adverse credit record
• Should meet the acceptable credit norms according to Jana Small Finance Bank
• Should be part of a group of customers who are willing to guarantee each other for the repayment of loan

Required Documents for Loan

• Primary ID: Aadhaar
• Secondary ID: PAN Card / Form 60
• In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
  • Passport
  • Voter ID card
  • Driving licence
  • NREGA (National Rural Employment Guarantee Act)
  • Letter issued by National Population Register containing details of name and address
• Residence Proof:
  • Any of the valid KYC documents
  • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the Murali Finance.